Aja McClanahan
Personal finance & entrepreneurship
Aja McClanahan is a writer who blogs regularly at www.principlesofincrease.com and other online publications about personal finance, entrepreneurship, travel and general lifestyle topics.
PROJECTS
creditkarma.com
Why do I have a negative balance on my credit card?
We generally make money when you get a product (like a credit card or loan) through our platform, but we don’t let that cloud our editorial opinions. Learn more about how we keep this compensation from affecting our editorial views.
If you log in to your credit card account portal and see a negative balance, you may be alarmed. How did this happen? What does it mean?
Contrary to what you might think, having a negative balance on your credit card account, known as a credit balance, doesn’t nec...
lendingtree.com
Interest-Only Mortgages: What You Need to Know
If you’re looking to buy a home with the smallest monthly payment possible, you may have considered an interest-only mortgage. This type of mortgage allows you to pay the interest portion of your monthly payment, whereas a traditional mortgage payment covers both interest and principal owed on a home loan.
Though an interest-only mortgage may seem risky, there are unique situations where this product could be helpful. For some, it’s a way to afford a more expensive home for less. For others, ...
creditkarma.com
A foggy future for the fiduciary rule might spell confusion for American retirement accounts
A foggy future for the fiduciary rule might spell confusion for American retirement accounts
mybanktracker.com
How to Manage Estimated Quarterly Taxes as a Freelancer
If you're a freelancer, chances are you receive your income straight up — that is there are no taxes taken out of your “ paycheck.”
You probably completed what's called a W-9 form for your client or clients which lets them know that you are not a W-2 employee and taxes should not be taken out of your paychecks.
Contrary to popular belief, you didn't figure out a way to earn money tax-free.
Though it’s great that you are able to earn money independent of a salaried-job, you haven’t hit the lot...
mybanktracker.com
What is a Medallion Signature Guarantee? Where Can You Get One?
Medallion signature guarantees are often needed to verify a transfer of your investments when it involves certain securities, such as stocks and bonds.
Perhaps you thought it was the same as getting a document notarized, but found out that it's an entirely different process.
If you've ever needed your signature confirmed or verified for a legal document then, you're probably most familiar with the notarization process, where a licensed notary confirms that he or she personally witnessed that ...
mybanktracker.com
Barclays Arrival® Premier Credit Card Review
The Barclays Arrival Premier credit card is likely to be on the radar of jet-setters.
For those who tend to travel extensively using rewards, this card, like many other mid-tier travel rewards cards, has pretty much everything you’d expect.
There is one glaring omission, though — a substantial sign-up bonus. That notwithstanding, most people want to know if all the rewards, perks and benefits are worth the $150 annual fee.
At the end of the day, that’s a shot you’ll have to call. Before you m...
creditkarma.com
After Fed rate hikes, higher deposit rates may be coming to your bank account
Federal Reserve Board Chairman Jerome Powell announced Wednesday that the Fed would raise its key interest rate to the highest level in a decade. It’s a signal that the economy is strong, but how might this interest rate hike actually affect you and your ha...
creditkarma.com
Millennials spend nearly $100,000 on rent before they turn 30
Renting may present fewer hassles and commitments than buying, but it still costs millennials a huge chunk of their paycheck.
According to a new study by RentCafe, millennials shell out an average of $92,600 in total rent payments by the time they turn 30.
...
CreditCards
4 cooler ways to redeem cash back rewards
Personal Finance Writer
Writer and blogger covering topics on personal finance and entrepreneurship
When redeeming your credit card’s cash back rewards, you’re likely to choose to apply that extra money toward your card balance or maybe get a gift card. But you can spice things up a bit by using those rewards for getting out of debt, investing or even charitable giving.
According to a 2017 CreditCards.com survey, 82 percent of the top 52 cash back credit cards surveyed let you redeem cash bac...
creditkarma.com
AvantCard review: A solid starter credit card
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We generally make money when you get a product (like a credit card or loan) through our platform, but we don’t let that cloud our editorial opinions. Learn more about how we keep this compensation from affecting our editorial views.
This offer is no longer available on our site: AvantCard.
If you’ve ever salivated over a top-rated credit card only to be denied because of a poor credit history or no credit history at all, you may appreciate what AvantCard brings to the table.
Let’s get ...
creditkarma.com
Costco Anywhere Visa® Card by Citi review: A Costco credit card for the cash back crowd
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We generally make money when you get a product (like a credit card or loan) through our platform, but we don’t let that cloud our editorial opinions. Learn more about how we keep this compensation from affecting our editorial views.
Costco made a big change in June 2016 when the retail giant switched its credit card network from American Express to Visa and debuted a new version of its rewards credit card. Costco also struck up a partnership with Citi, resulting in the creation of the ...
gobankingrates.com
24 Tips to Change Your Career and Land Your Dream Job
The average time a worker stays at a job is a little over four years, according to the Bureau of Labor Statistics. That means there's a good chance that you'll find yourself in the market for a new job or even a new career at some point in your working life. Unfortunately, plenty of other people are searching for the same position.
If you want to climb the ladder to your dream job, check out these tips for getting ahead of the competition.
Create Your Job Vision
Landing your dream job means k...
gobankingrates.com
8 Ways to Make Your Resume Stand Out From the Pack
If you're job hunting, then you naturally want to make your resume stand out among the dozens, if not hundreds, of candidates you're competing with. You've probably even looked for the perfect resume template or the best resume builder app to produce that all-powerful, job-snagging curriculum vitae (CV).
It's not enough that your resume looks great, though — you also have to include the right elements to catch a hiring manager's eye. Here are some tips for crafting a resume that gets attentio...
wisebread.com
Buying Virtual Cats Might Be the Future of Investing
The latest trend in virtual goods is taking shape in the form of digital felines called CryptoKitties. Launched November 28, 2017 as one of the world's first blockchain-based games, these virtual cats are already selling at outrageous prices. As of this writing, CryptoKitties are currently selling for an average price of about $84 per cat, though some are selling for tens of thousands of dollars.
The only way you can purchase, sell, or "breed" CryptoKitties is with a smart contract-based toke...