Aja McClanahan is a writer who blogs regularly at www.principlesofincrease.com and other online publications about personal finance, entrepreneurship, travel and general lifestyle topics.
After Fed rate hikes, higher deposit rates may be coming to your bank account
Federal Reserve Board Chairman Jerome Powell announced Wednesday that the Fed would raise its key interest rate to the highest level in a decade. It’s a signal that the economy is strong, but how might this interest rate hike actually affect you and your ha...
Millennials spend nearly $100,000 on rent before they turn 30
Renting may present fewer hassles and commitments than buying, but it still costs millennials a huge chunk of their paycheck.
According to a new study by RentCafe, millennials shell out an average of $92,600 in total rent payments by the time they turn 30.
...
4 cooler ways to redeem cash back rewards
Personal Finance Writer
Writer and blogger covering topics on personal finance and entrepreneurship
When redeeming your credit card’s cash back rewards, you’re likely to choose to apply that extra money toward your card balance or maybe get a gift card. But you can spice things up a bit by using those rewards for getting out of debt, investing or even charitable giving.
According to a 2017 CreditCards.com survey, 82 percent of the top 52 cash back credit cards surveyed let you redeem cash bac...
AvantCard review: A solid starter credit card
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This offer is no longer available on our site: AvantCard.
If you’ve ever salivated over a top-rated credit card only to be denied because of a poor credit history or no credit history at all, you may appreciate what AvantCard brings to the table.
Let’s get ...
Costco Anywhere Visa® Card by Citi review: A Costco credit card for the cash back crowd
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We generally make money when you get a product (like a credit card or loan) through our platform, but we don’t let that cloud our editorial opinions. Learn more about how we keep this compensation from affecting our editorial views.
Costco made a big change in June 2016 when the retail giant switched its credit card network from American Express to Visa and debuted a new version of its rewards credit card. Costco also struck up a partnership with Citi, resulting in the creation of the ...
24 Tips to Change Your Career and Land Your Dream Job
The average time a worker stays at a job is a little over four years, according to the Bureau of Labor Statistics. That means there's a good chance that you'll find yourself in the market for a new job or even a new career at some point in your working life. Unfortunately, plenty of other people are searching for the same position.
If you want to climb the ladder to your dream job, check out these tips for getting ahead of the competition.
Create Your Job Vision
Landing your dream job means k...
8 Ways to Make Your Resume Stand Out From the Pack
If you're job hunting, then you naturally want to make your resume stand out among the dozens, if not hundreds, of candidates you're competing with. You've probably even looked for the perfect resume template or the best resume builder app to produce that all-powerful, job-snagging curriculum vitae (CV).
It's not enough that your resume looks great, though — you also have to include the right elements to catch a hiring manager's eye. Here are some tips for crafting a resume that gets attentio...
Buying Virtual Cats Might Be the Future of Investing
The latest trend in virtual goods is taking shape in the form of digital felines called CryptoKitties. Launched November 28, 2017 as one of the world's first blockchain-based games, these virtual cats are already selling at outrageous prices. As of this writing, CryptoKitties are currently selling for an average price of about $84 per cat, though some are selling for tens of thousands of dollars.
The only way you can purchase, sell, or "breed" CryptoKitties is with a smart contract-based toke...
10 Ways to Reach Your Financial Goals in 2018
If you’re like most Americans, money problems can be a huge source of stress. When the new year rolls around, you may be especially inclined to think you are far behind when it comes to your finances. In order to beat that feeling, creating a good strategy that focuses on your money in the new year might put you at ease.
To reach your financial goals for 2018, try one or more of these tips:
1) Create a Financial Vision for Your Financial Situation
Creating a dream board is not about cutting p...
5 Tax Strategies You Should Know in Retirement
Whether you’re on the cusp of retiring or fully retired, you are probably wondering how you can make your income stretch further. One way to stretch your retirement dollar further could include reducing your tax burden. After all, the more money you can save on taxes, the more you can use to enjoy the rest of your years in retirement.
Of course, you’ll want to consult with your accountant or other financial professional who can give you the very best advice for your situation. However, it’s g...
What Is a Loan Agreement and What Does One Look Like?
If you’re at the point of taking out any kind of loan, you should be familiar with the contract that will dictate the terms of that loan. Your loan agreement will tell you about responsibilities and expectations on both the lender and borrow sides.
In this review, you’ll learn:
You can get a personal loan from a bank, credit union, or online lender. Personal loans can be used for a variety of purposes like consolidating debt, renovating a home, or covering emergency expenses. Some personal lo...
6 Tips from Entrepreneurs Who Quit Their Jobs to Pursue Their Dreams
Escaping the cubicle life seems to be all the rage these days. Everyone wants to “live the dream” or follow their passion without the bother of working full-time. In fact, a survey conducted by EY in 2016 reveals that 62% of millennials have considered starting a business. Another survey, LinkedIn’s 2016 Purpose at Work report, revealed that 74% of respondents want meaningful work.
There’s no doubt about it, so many people have entrepreneurial ambitions and many more desire to do something in...
7 Tips to Use Blogging to Grow Your Business
The benefits of blogging for business are endless, but you need a strategic, research-based approach for the best results. Problem is, you’ve come across so many suggestions on how to use a blog to promote your business offerings—what’s the most effective way to execute this content marketing strategy?
The good news: You can put some basic things in place, no matter your niche or business type, that’ll help you launch and maintain an effective blogging strategy that markets your business.
Sea...
Highest Paying Jobs for People Who Love Kids
People who love kids are a special breed with lots of patience and huge hearts. If you love children, you may even decide to pursue a career that caters to them. The problem is, it can be difficult to find positions that pay well when dealing with children. But, that does not necessarily mean you are confined to low-wage work.
According to the Bureau of Labor Statistics (BLS,) there are a number of moderate- to high-paying jobs for people who love working with kids. If you think you’re one of...